| Depression | - Thousands of dollars due to work loss to both individual as well as employer. - Relationship breakdown with significant other. - Divorce - May lead to suicide attempts. |
| Chronic illness | - Thousands of dollars due to work loss as well as exploring medical options to regain health |
| Social Isolation | - Illness often creates a decrease in energy and physical abilities, leaving one more prone to social isolation and loneliness |
| Failed marriage | - Ongoing stress dues to health issues be they physical, addictions, mental or emotional health - Emotional pain suffered by the entire family, which can negatively affect the children throughout their lives (staying in an abusive marriage can also have long term negative effects on one's children) - Half of net worth after all legal fees are paid out |
| Suicide or death | - Average cost of funeral is $20,000 - Emotional pain is experienced by those left behind - Loss of income and decreased standard of living |
| Counselling | - Fees can range from $175 and above per appointment - Counselling may be needed for years |
| Prescription drugs | - Can be cost-prohibitive - Most prescription drugs have potential negative side effects |
| Surgery | - Time required to heal and the additional stress on the body - Loss of wages during recuperation - Additional cost if home care services are required |
| Addictions | - Rehab on average costs $40,000. Many people go through rehab more than once before overcoming the addiction - Organ damage due to substance abuse - Often leads to prostitution or becoming a drug dealer - Can lead to gang connection, incarceration or murder - Death as result of an overdose |